Fee-Only Financial Advisor in Scottsdale, AZ | Golden Acre Wealth Management
Fee-Only · Fiduciary · Scottsdale, AZ

A Scottsdale financial advisor who's actually on your side

No commissions, no conflicts, no minimums. Tax strategy and investment planning under one roof.

See if we're a fit → or book a free call
Fee-Only Enrolled Agent (EA) Fiduciary Always No Account Minimum Scottsdale, Arizona
Why Golden Acre

A different kind of advisor

Most financial advisors earn commissions on the products they recommend — which means their incentives and yours aren't always the same.

Golden Acre is fee-only. We earn exactly one thing: the fee you pay us. No products to push, no hidden incentives, just honest advice focused entirely on your goals.

We're based in Scottsdale and serve clients across the greater Phoenix metro — with tax strategy built directly into your financial plan from day one.

See if we're a fit →
Fee-only financial advice Scottsdale AZ

"I started Golden Acre because everyone deserves an advisor who's genuinely in their corner."

Aaron Randak, EA — Founder

What makes us different

Three things that set Golden Acre apart

Zero conflicts fee-only
01

Zero Conflicts

We only get paid by you. No commissions, no product sales. Our only incentive is giving you the best advice for your situation.

Tax and planning together
02

Tax and Planning Together

Aaron is an Enrolled Agent — licensed to prepare your returns and represent you before the IRS. Your investment strategy and tax strategy actually talk to each other.

No account minimum
03

No Minimums

You don't need a certain number to get started. We work with people building wealth and people protecting it. If the fit is right, the number doesn't matter.

Who we work with

Built for three kinds of people

We serve Scottsdale and Phoenix-area clients across three profiles where we add the most value.

Retirement planning Scottsdale
01

Pre-Retirees

Ages 50–65

  • Social Security timing
  • Roth conversions
  • Medicare planning
  • Income sequencing
  • RMDs
Retirees financial planning Scottsdale
02

Retirees

Ages 65+

  • Portfolio drawdown
  • RMD management
  • QCD strategy
  • Legacy & estate
  • Long-term care
Tech professionals Phoenix financial advisor
03

Tech & Corporate

RSUs · ISOs · ESPP

  • Equity compensation
  • Mega backdoor Roth
  • Concentration risk
  • Tax optimization
Aaron Randak EA financial advisor Scottsdale AZ
Aaron Randak, EA Founder · Lead Advisor · CCO
Meet Aaron

Fresh perspectives. Higher standards.

I started Golden Acre because I believe everyone deserves an advisor who's genuinely in their corner. No commissions, no pressure, just honest advice and someone who picks up the phone.

I'm an Enrolled Agent and wealth advisor based in Scottsdale. I bring the same work ethic I learned growing up on a farm in Iowa into every client relationship — hard work, straight talk, long-term thinking.

Every client works directly with me. No handoffs, no junior team. You get one advisor who knows your situation inside and out.

Enrolled Agent (EA) — licensed to represent clients before the IRS
B.S. Finance + B.S. Financial Counseling & Planning, Iowa State University
Interned at Charles Schwab Wealth & Advice Solutions
More about Aaron →
Common questions

Things people ask before they reach out

Fee-only means Golden Acre is compensated exclusively by client fees — not commissions, referral payments, or product kickbacks. When an advisor earns commissions, there's always a question of whether the recommendation benefits you or their paycheck. Fee-only removes that question entirely.
No. Good financial advice shouldn't be reserved for people who already have a lot of money. If you're at a point where working with an advisor would help, we're open to having that conversation regardless of where you're starting.
An Enrolled Agent is a federally licensed tax practitioner authorized by the U.S. Department of the Treasury to represent clients before the IRS. Because Aaron is an EA, your investment strategy and tax strategy are developed together — better outcomes on Roth conversions, equity comp timing, and retirement planning.
Yes — Golden Acre serves clients across the greater Phoenix metro and is available virtually to clients anywhere in Arizona. Many of our client relationships are primarily virtual, which works well for busy professionals and families.
A 30-minute conversation — no paperwork, no pitch, no pressure. We'll talk through your situation, your goals, and whether Golden Acre is the right fit. If it makes sense to move forward, we'll walk through next steps together.

Not sure if we're the right fit?

Four questions. Sixty seconds. See if Golden Acre was built for someone like you.

Take the Fit Quiz → or book a free call