Sonoran desert at sunrise near Scottsdale

Your fiduciary for retirement, investments and taxes.

Q: How much does Golden Acre charge?

One blended advisory fee: 1.50% on the first $250,000, 1.25% on the next $250,000, 1.00% up to $2 million and 0.75% above that, billed quarterly in advance. It covers investment management and all five planning services. Tax return preparation is a separate flat fee. The fee is negotiable, and there is no account minimum.

A CFP® professional and Enrolled Agent in Scottsdale. Fee-only, so you’re the only one who pays us.

Book a free call Take the 60-second quiz

Services

Five services. One fee.

Where each holding lives matters.Asset location puts each investment in the account type where it is taxed least.

Taxable

Broad index fundsMunicipal bonds

Tax-deferred

Taxable bondsREITs

Roth

Highest expected growth

Illustrative only. Placement depends on your accounts and tax picture.Investment Management

All five are included in one advisory fee.Tax return preparation is a separate flat fee.

See services & pricing Book a free call

Dec 31 is the deadline for this year’s tax moves

Some tax moves expire December 31.

Miss the date and the option is gone for this tax year.

Roth conversionsDec 31

Count for this tax year only if completed by year-end.

Required distributionsDec 31

Most RMDs are due by year-end. A missed one carries an IRS penalty.

Charitable IRA giftsDec 31

At 70½ or older, give straight from your IRA and keep the gift out of taxable income.

Tax-loss harvestingDec 31

Losses must be realized by year-end to offset this year’s gains.

401(k) contributionsLast paycheck

This year’s payroll deferrals end with your final paycheck of the year.

IRA and HSA contributionsApril 15

These can wait until the filing deadline next spring.

Book a free call 30 minutes on Zoom. We’ll go through which of these apply to you.

Which one
sounds like you?

A wooden dock over a still desert lake at sunrise

Five to ten years outPre-RetireesPeak earnings, peak tax rates, and a short window to answer whether your date works.Explore

Already retiredRetireesA paycheck from the portfolio, RMDs, Medicare, and the surviving-spouse plan.Explore

An antique key, a ring box and a sealed letter on linen

Recently inheritedInheritorsInherited IRAs, the ten-year clock, and knowing what is urgent.Explore

Business sale, IPO, settlementSudden WealthThe planning that matters most happens before the money lands.Explore

A laptop and wireless earbuds on concrete

RSUs, ISOs, ESPPTech & Corporate ProfessionalsEquity that under-withholds and a net worth concentrated in one employer.Explore Not sureNone of these exactlyMost people fit more than one. Four quick questions sort it out.Take the 60-second quiz

You work with Aaron.
Every call, every meeting.

I grew up on an Iowa farm and started Golden Acre so every client gets an advisor in their corner: no commissions, no pressure, and someone who picks up the phone.

CFP® professionalAuthorized by CFP Board to use the CFP® marks

Enrolled AgentAdmitted to practice before the IRS

More about Aaron

What happens
after you book

Nothing to sign on the first call.

A laptop and coffee on a shaded patio table

30 minutes, free

Pick a time that works

Choose a slot on Aaron’s calendar. Bring your questions, your statements, or nothing at all.

A document folder and reading glasses on a sofa arm

Before you sign

Review everything first

If we’re a fit, you get our Form ADV brochure and a written scope of work to read on your own time.

A desert trail leading toward the mountains

Once you sign

Get one plan for all of it

Retirement, investments and taxes, planned together and revisited when your life changes.

What fee-only
means for you

Fee-only

No commissions and no product sales. Nobody pays us to recommend anything to you.

Fiduciary

Required to put your interests first in every recommendation.

Taxes in the room

Your advisor is a CFP® professional and Enrolled Agent, so investment and tax strategy come from one person.

CRD #337930

Registered and verifiable

State-registered with the Arizona Corporation Commission. Our registration and Form ADV are public.

Look us up on adviserinfo.sec.gov →

Pricing

How much does Golden Acre charge?

One blended advisory fee that covers investment management and all five planning services. Each tier’s rate applies only to the assets inside that tier.

1.50%

1.25%

1.00%

0.75%

Billed quarterly in advance. No account minimum. Fees are negotiable. Tax return preparation is a separate flat fee.

See the full fee schedule

Start before December 31.

Use a free 30-minute call to find out which year-end moves apply to you.