Who We Serve/Sudden Wealth
Business sale · IPO · settlement

A windfall changes your bracket, your risk, and your phone

Business sale, tender offer, legal settlement, or an unexpected liquidity event — the tax planning that matters most happens before the money lands, and the second-most in the twelve months after.

Book a free intro call → See the fee schedule

The money arrives fast. Good decisions don't have to.

A liquidity event compresses a decade of decisions into a few months, and it arrives with an audience. Much of the tax outcome is set before the wire hits, and almost every irreversible mistake comes from deciding in month one what could have waited until month nine.

Where It Comes From
The events we plan around
Selling a business: asset sale, stock sale, or an earnout that stretches years.
An IPO, tender offer, or secondary sale of private company stock.
A legal settlement or insurance payout, taxable in part or in whole.
Selling real estate with a long-held, enormous gain.
What We Handle
Before the wire, and the year after it
No. 1
The pre-event window
Deal structure, timing across tax years, and charitable vehicles funded with pre-sale shares, all of which close the moment you sign.
No. 2
Tax on the event itself
Ordinary income versus capital gain, the 3.8% NIIT, installment mechanics, and whether QSBS applies. Handled by an Enrolled Agent with your CPA and attorney.
No. 3
Estimated payments and the April surprise
We calculate what's owed and when, so the tax is set aside on day one instead of discovered next spring.
No. 4
A decision-free parking place
Proceeds sit somewhere safe and boring while the plan gets built, tax reserve carved out first. Doing nothing for months is allowed.
No. 5
Concentration and diversification
A staged exit from one stock or one property, spread across tax years so the whole bill doesn't land at once.
No. 6
The new normal, and saying no
What the money supports in perpetuity, and a defined budget for family requests, so "let me check with my advisor" is a complete sentence.

One fee covers the whole relationship

All four are included in the advisory fee; return preparation is quoted separately as a flat fee. Nothing here pays a commission.

No. 01
Tax Planning
No. 02
Investment Management
No. 03
Estate & Legacy
No. 04
Retirement Planning

Blended advisory fee from 1.50% to 0.75%, no account minimum. See the full fee schedule →

Common Questions
Fair questions, straight answers
My deal hasn't closed yet. Is it too early to talk?
It's the best time, and the window most people miss. Charitable structures, installment terms, and splitting proceeds across tax years all have to be in place before signing.
The money already landed. Did I miss the window?
One window, not all of them. Estimated payments, the reserve, diversification sequencing, and the whole investment and estate plan are still in play.
Everyone is suddenly asking me for money. How do I handle that?
Decide a number and a policy in advance. Requests become a calendar question instead of a values referendum.
Next Step

Talk before the wire, not after

A free 30-minute call. If your event is still months out, that's the ideal time to have it.

Book a free intro call →

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Golden Acre LLC dba Golden Acre Wealth Management is an investment adviser registered with the Arizona Corporation Commission (CRD #337930). Registration does not imply a certain level of skill or training. All fees are negotiable and are described fully in the firm's Form ADV Part 2A, available upon request or at adviserinfo.sec.gov. The tax treatment of a liquidity event depends entirely on deal structure, holding periods, entity type, and individual circumstances; eligibility for provisions such as qualified small business stock is fact-specific and must be confirmed for each situation. Examples on this page are general in nature. Golden Acre Wealth Management does not provide legal services and does not prepare deal documents. This page is for informational purposes only and does not constitute investment, tax, or legal advice. Past performance is not indicative of future results. CFP® and CERTIFIED FINANCIAL PLANNER® are certification marks owned by the Certified Financial Planner Board of Standards, Inc., awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.