Five services. One advisor.
One transparent fee.
Investing, retirement, taxes, estate, and inheritance — most firms charge for each, or refer you out. Here it's all one relationship, covered by one advisory fee.
A portfolio built and managed around your goals, timeline, and tax situation — not a model off the shelf. Reviewed regularly, adjusted proactively as your life and the markets change.
- Custom portfolio design and ongoing discretionary management
- Tax-aware trading, asset location, and rebalancing
- Held at Charles Schwab or Altruist — your money stays in your name
Turning a lifetime of savings into a paycheck that lasts. We map the whole road — when to claim, what to spend from first, and how to keep taxes from eating the difference.
- Retirement projections and Social Security timing
- Withdrawal order and sequence-of-returns risk
- Multi-year Roth conversion strategy to cut lifetime taxes
Your advisor is a CFP® professional who is also an Enrolled Agent — federally licensed in tax and admitted to practice before the IRS. Tax strategy isn't a referral to someone else; it's built into every decision.
- Year-round bracket management and tax-loss harvesting
- Roth conversions, charitable giving, and capital gains timing
- Return preparation available, so strategy and filing match
A will that's out of date — or a beneficiary form that contradicts it — can undo decades of careful planning. We make sure what you've built actually goes where you intend.
- Beneficiary and account titling reviews, kept current
- Legacy and charitable giving strategy for what you pass on
- Coordination with your estate attorney — we don't draft documents, we make sure the plan gets done
Inheriting money comes with deadlines, tax traps, and a hundred opinions from people around you. We handle the rules and the strategy so a windfall becomes lasting wealth.
- Inherited IRA rules and the 10-year distribution clock
- Step-up in basis and what to sell, keep, or diversify
- A calm, ordered plan for the proceeds — no rushed decisions
No per-service charges, no hourly meters running. The advisory fee is a blended tier — each rate applies only to the assets within that tier, so your effective rate falls as your portfolio grows. A $1M portfolio pays $11,875 a year, an effective rate of about 1.19%.
- Fee-only. No commissions, referral fees, or third-party compensation — ever.
- No minimum. No account size required to start or stay.
- Negotiable. Fees may vary by client and never increase without your written consent.
- Walk away anytime. 30 days' notice, prorated refund of prepaid fees.
Investment management, retirement planning, tax planning, estate & legacy planning, and inheritance planning — the full relationship, not an add-on menu. Tax return preparation is quoted separately as a flat fee.
Some people want advice before they hand over a portfolio. Start here — many clients begin with a single project.
A comprehensive plan covering retirement, cash flow, insurance, and estate basics — yours to keep and act on.
A clear answer to one question — a second opinion, a Roth conversion analysis, a windfall plan. No ongoing commitment.
Return prep by an Enrolled Agent, including IRS representation if you ever need it.
One fee. One advisor.
Every base covered.
Find out what all five services would look like for your situation — the intro call is free either way.
Book a free intro call →Not sure yet? Take the 60-second fit quiz
Golden Acre Wealth Management LLC is an investment adviser registered with the Arizona Corporation Commission (CRD #337930). Registration does not imply a certain level of skill or training. All fees are negotiable and are described fully in the firm's Form ADV Part 2A, available upon request or at adviserinfo.sec.gov. Advisory fees are billed quarterly in advance; engagements may be terminated by either party with 30 days' written notice, with a prorated refund of prepaid, unearned fees. Third-party costs such as brokerage, custodial, and fund expenses are separate from the advisory fee. Golden Acre Wealth Management does not provide legal services; estate document preparation requires a licensed attorney. This page is for informational purposes only and does not constitute investment, tax, or legal advice. Past performance is not indicative of future results. CFP® and CERTIFIED FINANCIAL PLANNER® are certification marks owned by the Certified Financial Planner Board of Standards, Inc., awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.