Who We Serve/Tech & Corporate Professionals
RSUs · ISOs · ESPP · deferred comp

Your comp package is a tax problem dressed as a benefit

RSUs that under-withhold, options with an AMT trap, and a net worth quietly concentrated in one employer's stock. Planned by a CFP® professional who is also an Enrolled Agent.

Book a free intro call → See equity comp planning

High income is not the same thing as a plan.

Equity vests on a schedule nobody coordinated with your tax year, company stock keeps growing as a share of your net worth, and the benefits portal has options nobody explained. Most of the money in a comp package is won or lost in that arithmetic, and somebody has to do it.

Sound Familiar
If you're thinking any of this
"I owed a lot more than I expected last April and I think RSUs were why."
"I have ISOs and I've been told exercising could trigger AMT. I don't know what that means."
"Over half my net worth is in my employer's stock. That feels like a lot."
"We're pre-IPO. Do I exercise now, wait, or do nothing?"
What We Handle
The parts of your package nobody explains
No. 1
RSUs and the withholding gap
Employers withhold at a flat supplemental rate below what a high earner owes. We size the gap and set a sell-on-vest default.
No. 2
ISOs, NSOs, and AMT
Exercise amounts and timing modeled across tax years, weighed against expiration dates and the risk of holding at all.
No. 3
ESPP, done properly
Often the best straightforward return in your package, provided the disposition rules are understood and the stock doesn't pile up.
No. 4
Maxing every tax-advantaged dollar
401(k) true-ups, backdoor and mega backdoor Roth, HSA as an investment account, and deferred comp elections that can't be reversed.
No. 5
Concentration risk, unwound on a schedule
A target concentration, reached through scheduled tax-aware sales and 10b5-1 plans where trading windows apply.
No. 6
Job changes, IPOs, and layoffs
Post-termination exercise windows, unvested equity, and offer comparisons. Short clocks, handled before they run out.

One fee covers the whole relationship

All four are included in the advisory fee; return preparation is quoted separately as a flat fee. Nothing here pays a commission.

No. 01
Equity Compensation
No. 02
Tax Planning
No. 03
Investment Management
No. 04
Retirement Planning

Blended advisory fee from 1.50% to 0.75%, no account minimum. See the full fee schedule →

Common Questions
Fair questions, straight answers
Should I sell my RSUs as soon as they vest?
As a starting point, usually yes. You already paid tax on the full value at vest, so holding is the same as buying more employer stock with cash.
My company is pre-IPO. What should I do with my options?
It depends on strike price, the 409A valuation, AMT exposure, and how much you can afford to lose entirely. We model it and say which parts are planning and which are a bet.
Do I have enough assets for you to work with me?
There's no account minimum. Mid-career professionals with big incomes and complicated comp get turned away by firms that count only investable assets, and they're who planning helps longest.
Next Step

Bring your vest schedule. We'll do the math.

A free 30-minute call. Grant details and a recent pay stub are enough to find the obvious gaps.

Book a free intro call →

Not sure yet? Take the 60-second fit quiz

Golden Acre LLC dba Golden Acre Wealth Management is an investment adviser registered with the Arizona Corporation Commission (CRD #337930). Registration does not imply a certain level of skill or training. All fees are negotiable and are described fully in the firm's Form ADV Part 2A, available upon request or at adviserinfo.sec.gov. Equity compensation outcomes depend on your specific grant documents, plan rules, employer trading policies, holding periods, and individual tax circumstances; withholding rates, AMT treatment, and plan-level features such as mega backdoor Roth contributions vary and change over time. Examples on this page are general in nature and are not a recommendation to buy, sell, hold, or exercise any specific security. Golden Acre Wealth Management does not provide legal services. This page is for informational purposes only and does not constitute investment, tax, or legal advice. Past performance is not indicative of future results. CFP® and CERTIFIED FINANCIAL PLANNER® are certification marks owned by the Certified Financial Planner Board of Standards, Inc., awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.