Who We Serve
Find your situation

Good advice depends on where you're standing

The questions that matter five years before retirement are not the questions that matter five years after — or the week an inheritance lands. Start with the situation that sounds like yours.

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A solo practice, on purpose.

Golden Acre Wealth is one advisor — a CFP® professional who is also an Enrolled Agent — which means you talk to the person doing the work, and the tax analysis happens in the same conversation as the plan rather than being handed off.

There's no account minimum and no commission on anything. One advisory fee covers planning, investment management, tax work, and everything below. The five situations here are simply where that combination tends to matter most.

Start Here
Which one sounds like you?
Five to ten years out
Pre-Retirees
Peak earnings, peak tax rates, and a short window to answer whether the date you have in mind actually works.
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Already retired
Retirees
Turning a portfolio into a paycheck, managing RMDs and Medicare surcharges, and protecting the surviving spouse.
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Recently inherited
Inheritors
Inherited IRAs, a house, and a ten-year clock — sorted into what's urgent and what can wait until you can breathe.
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Business sale · IPO · settlement
Sudden Wealth
The planning that matters most happens before the money lands. The rest happens in the twelve months after.
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RSUs · ISOs · ESPP
Tech & Corporate Professionals
Equity that under-withholds, options with an AMT trap, and a net worth quietly concentrated in one employer.
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Not sure
None of these exactly
Most people fit more than one, and some fit none of them cleanly. Take the 60-second fit quiz, or just book a call and ask.
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Whoever you are, one fee covers it

Every service below is included in the advisory fee, for every client. Nothing here is an add-on, and nothing here pays a commission.

No. 01
Investment Management
Tax-aware portfolios built around your goals and timeline.
No. 02
Retirement Planning
Social Security timing, withdrawal order, and income that lasts.
No. 03
Tax Planning
Year-round strategy from an Enrolled Agent, built into every decision.
No. 04
Estate & Legacy
Beneficiaries, titling, and coordination with your attorney.

Blended advisory fee from 1.50% to 0.75%, no account minimum. See the full fee schedule →

Common Questions
Fair questions, straight answers
What if I fit two of these — or none?
Most people fit more than one. A tech professional five years from retiring who just inherited an IRA is three of these pages at once, and the plan handles all of it. The categories exist to help you find a starting point, not to sort you into a product.
Is there an account minimum?
No. That's deliberate. Plenty of people with complicated situations and strong incomes get turned away by firms that count only investable assets, and they're often the ones for whom planning compounds the longest.
How are you paid?
A single blended advisory fee, ranging from 1.50% down to 0.75% as assets grow. No commissions, no product sales, no separate charge for financial planning or tax preparation. The full schedule is on the services page and in Form ADV Part 2A.
Do I have to move my accounts to work with you?
Not necessarily. Ongoing management is the usual arrangement and includes everything described across these pages. If you'd rather have the plan built and execute it yourself, an hourly or flat-fee engagement can do that instead.
Do you work with clients outside Arizona?
We're based in the Phoenix area and work with clients remotely. State registration rules determine where we can take on new clients, so ask and we'll confirm for your state before anything else.
Next Step

Start with a conversation, not a commitment

A free 30-minute call with the advisor who'd actually do the work. No pressure, no pitch.

Book a free intro call →

Not sure yet? Take the 60-second fit quiz

Golden Acre Wealth Management LLC is an investment adviser registered with the Arizona Corporation Commission (CRD #337930). Registration does not imply a certain level of skill or training. All fees are negotiable and are described fully in the firm's Form ADV Part 2A, available upon request or at adviserinfo.sec.gov. The client situations described on this page are illustrative categories, not descriptions of actual clients, and are general in nature; appropriate strategies depend on individual circumstances. Golden Acre Wealth Management does not provide legal services. This page is for informational purposes only and does not constitute investment, tax, or legal advice. Past performance is not indicative of future results. CFP® and CERTIFIED FINANCIAL PLANNER® are certification marks owned by the Certified Financial Planner Board of Standards, Inc., awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.